QR payments are popular because they’re fast, familiar, and work both in‑store and online. With MuseWallet, the core idea is simple: you scan a merchant’s QR code, pay with crypto, and the system automatically converts crypto to fiat for merchant payments. That means you can spend crypto in a “normal payment” flow, while merchants can settle in fiat.
- The 3-step flow (the whole mechanism in one view)
Here’s the complete flow exactly as you should think about it:
- Scan the merchant’s QR code
- Pay with crypto
- Payment successful: the system automatically converts crypto to fiat for merchant payments
If you remember only one thing, remember this: the QR code is just the “entry point.” The real value is that settlement can feel like fiat even when you pay with crypto.
- Two QR types you may see (and why they matter)
Not all QR codes behave the same. MuseWallet describes two types:
Type A — E‑wallet QR Code
You scan and pay with the MuseWallet app.
Type B — MuseWallet QR Code
You can scan via MuseWallet app, a browser, or even your camera, and then complete payment on a webpage.
This difference matters for troubleshooting: if your scan opens a webpage, you’re likely dealing with a MuseWallet QR code flow.
- Supported “spendable currencies” (and how to stay up-to-date)
MuseWallet lists the following spendable currencies on its QR Pay section:
- THB
- VND
- IDR
- PHP
More spending currencies may be added over time. For the latest list, always verify inside the app, since supported options can change.
- Real-world usage: in-store and online
MuseWallet positions QR Pay as available both in-store and online.
- In-store: Scan the QR displayed at checkout, confirm the amount, and complete payment.
- Online: You may scan a QR shown on-screen (for example, on a payment page) and complete payment through the app or a webpage flow.
- Common issues checklist (scan worked, but payment didn’t)
If scanning works but payment fails, it’s usually one of these categories:
- Regional eligibility: Some countries/regions may be restricted or prohibited. Check Supported Regions before retrying.
- Security and risk controls: Fraud monitoring or verification steps can trigger additional checks in certain situations (high-value, cross-border, frequent activity).
- Currency availability: Spendable currencies and supported options can change—confirm the latest list inside the app.
If you’re troubleshooting, the fastest route is: confirm eligibility → confirm supported currencies → retry with a stable network connection and correct payment details.
FAQ
Q1: Does QR Pay work in-store and online?
A: MuseWallet positions QR Pay as supported both in-store and online.
Q2: What’s the difference between an E‑wallet QR code and a MuseWallet QR code?
A: An E‑wallet QR code is scanned and paid via the MuseWallet app. A MuseWallet QR code can be scanned via the app, browser, or camera, and payment is completed on a webpage.
Q3: Which spendable currencies are listed for QR Pay?
A: THB, VND, IDR, and PHP are listed, and more may be added. Check the app for the latest supported list.
Q4: Why might my payment fail after scanning?
A: The most common reasons are regional eligibility restrictions, risk controls that require extra verification in some cases, or changes in supported currencies/options. Check eligibility and the latest supported list in the app.
Q5: Where should I start to use QR Pay?
A: Start from the QR Pay page, then verify Supported Regions and Fees & Limits before paying.
Trust & transparency shortcuts: Fees & Limits · Supported Regions · Licenses & Compliance